Employee Childcare Benefit Estimator · 2026
NY residents only

How much will my employer-paid childcare cost me in additional taxes or reduction in tax return refund?

Should I elect to exempt $7,500 from tax?

Enter your household income and composition below, and we’ll answer both of these questions for you.

Filing status

Married Single

Annual income (total household income)

Total employer childcare benefit

---

All your children and ages (regardless if they attend childcare)

+ Add child

How many of these children attend childcare?

We assume at least the maximum counted under the credit rules is paid — $3,000 per child, up to $6,000 total.

NYC resident

Yechiel Steinberg, CPA

Calculator built & verified by a licensed CPA · 20 years experience

View on LinkedIn

Additional taxes this benefit will cost you

$0

in new tax & FICA

Tax refund before childcare benefit$0

Tax refund after childcare benefit$0

Additional FICA taxes$0

Net cost of benefit to employee$0

Gross benefit to employee$0

Net benefit to employee$0

Detailed breakdown

Line itemBefore BenefitsWith Benefits

Planning estimate only — not tax advice. Uses published 2026 federal, NYS, and NYC rates. Assumes all income is earned wages, work-related care, valid SSNs, full-year NYC residency, and no other income or deductions. Confirm on your actual return.