How you get paid, what you can charge, and whether you qualify.
Three things you can't get on your own.
A fixed date every month, funded by an employer instead of a household budget. No "I'll bring it Monday." No awkward conversation at pickup.
Your ceiling is fair market value — often above what a family paying out of pocket can manage. When an employer covers it, you're not negotiating against someone's rent.
Employer-sponsored childcare is a closed door unless you're set up to receive it. Parents whose jobs fund care go where that funding works.
Your invitation is already sitting in your email inbox — use that link, so the parent who invited you knows you're on board. Company account, location, rates, submit. About 10 minutes.
Can't find that email? Just sign up here instead.
Sign up as a providerSign up on your own and you'll be listed once approved, ready for parents to choose you. Then tell your families — most have no idea their job could be paying for this.
The whole policy, without opening six windows.
Heads up: this page is general info and a plain-English summary of our terms — not tax or legal advice for your business. Your license, your entity, your bookkeeper. (We're CPAs. We're required to say that.)
One schedule, published in advance. You'll always know the date before it arrives.
The 15th of every month, for that same month. You're paid mid-month for the month you're currently in — not 30 days behind, not net-30 from an invoice.
If a child is enrolled for the month and occupying a slot, you get paid. Period.
Sick days, vacations, snow days, a week at grandma's — none of it changes what lands in your account. No timesheets, no hour tracking, no attendance reporting. You're holding the slot, and the slot is what's being paid for.
If you have several Perquity families, they arrive together in a single deposit. Your account shows the breakdown by child, so it reconciles cleanly.
The parent pays you the difference directly, exactly as they always have. We handle the employer-funded portion. You're never asked to discount anything.
You set your own monthly rate — up to a ceiling.
Federal law is blunt about it: qualified childcare expenditures can't include expenses above the fair market value of the care. Charge above FMV and the employer's credit is at risk on the excess — which puts the whole arrangement at risk.
IRC §45F(c)(3)(B)We use the government childcare market rate survey for your county, the age group you serve, and your setting type, adjusted for inflation. It's a published number, not our opinion, and it isn't a negotiation.
Your price, your call. The parent confirms it at enrollment, and whatever's confirmed is what we send.
Nothing. No signup fee, no monthly fee, no percentage off the top, no processing deduction.
We're a business, so yes, we make money — on the employer side. Our fee is built into what the employer pays, not taken out of what you receive. You are not our revenue.
The FMV ceiling is frequently above what cash-paying families in your neighborhood can actually afford. Providers discount to what parents can manage all the time. When an employer is funding the care, that pressure isn't in the room — so your Perquity rate is often better than your street rate, without you having to be the bad guy about it.
Federal law sets two tests for a qualified childcare facility. Everything else follows from these.
The facility has to be principally used for childcare. This is a question about the space, not your business model. A daycare room is fine. A church basement used for childcare on weekdays is fine. A corner of an active office, a retail floor, or a warehouse where kids are parked in the back is not.
There are two ways to get there, and they count equally: you're licensed, registered, or permitted — or you're exempt by statute. New York exempts certain childcare programs from licensing outright. If you're operating under one of those exemptions, you're operating legally, and that's what the law asks for.
IRC §45F(c)(2)(A)The school day itself doesn't qualify from kindergarten up — and it has nothing to do with your facility. The tax code treats attending kindergarten or a higher grade as education, not care. These credits exist for one purpose: letting parents go to work. A child has to be educated whether or not the parent has a job, so the school day was never the problem the statute is solving. Below kindergarten, nursery and pre-K are care, and the full day counts.
But before- and after-school hours do count — when they're run as a real program of their own. Its own hours past the required instructional day, its own fee, billed on its own line. A school day that simply runs long isn't an after-school program.
Camps: day, yes. Overnight, no. A day camp is childcare during your workday. An overnight camp is a child living somewhere rather than being cared for while you work, and the code excludes residential camp from childcare outright.
Run both? Then the day program has to stand on its own to come through Perquity — the same rule as after-school hours. Its own program, its own enrollment, its own fee. Not a daytime rate carved out of a sleepaway session.
Four things. No document upload, no packet to assemble.
That's the whole intake. We validate the number ourselves against the state's records. You don't scan anything, you don't mail anything, you don't chase a certificate out of a filing cabinet.
Create your company account, add your location or locations, and set your rates. All of it online — nothing to print, nothing to sign in ink.
When it's filled in, you submit. We verify your number and review the details.
Once approved, your program appears on the Perquity provider list — and parents enrolling in a childcare benefit can pick you from it. That's the part you can't get any other way.
Depends on your entity type. This is federal rule, not Perquity policy.
| How you're set up | 1099? |
|---|---|
| Sole proprietor or personal name | Yes |
| LLC | Yes |
| Corporation (C-Corp or S-Corp) | No |
| Nonprofit | No |
If you're in the 1099 group, we send it by January 31 and file our copy with the IRS. If you're a corporation or a nonprofit, nothing comes — payers aren't required to issue one, and we don't.
A 1099 doesn't create new income. This is the same tuition you were already collecting and already reporting — it just arrives from us instead of from the parent, with a form documenting it. If you were reporting correctly before, nothing about your return changes.
Most parents have never heard of this, and most employers haven't either. But it's federal law, and after the credits it costs the employer close to nothing.
Hi — quick heads up, since it could save you real money on childcare. There's a federal tax credit, plus a New York one, that lets employers pay for their employees' childcare and get almost all of it back at tax time, so it's not really a cost to the company. Worth asking your employer about. A company called Perquity runs the whole thing — signup, payments, paperwork — and we're already set up to receive payments through them, so nothing changes on your end here. Their site is perquity.com.
A couple of tips: put it in your newsletter or on the pickup board — you don't have to hand it to every parent. Point them to perquity.com/employee-resources, which answers the tax and Medicaid questions before they ask. And you don't have to explain the tax side. That's our job.